Terms of Use

By using ficexamen.ca, you confirm that:

• •You are at least 18 years old or have the consent of a parent or legal guardian
• •You have read, understood, and accepted these terms of use
• •You agree to comply with all applicable laws when using our services

ficexamen.ca is an independent preparation platform for financial certification exams in Canada, including the IFC (Investment Funds in Canada) exam. We offer:

• •Practice questions and mock exams
• •Detailed explanations for each question
• •Personalized progress tracking
• •Downloadable manuals (depending on the plan chosen)

Important: ficexamen.ca is not affiliated with the Canadian Securities Institute (CSI®), IFSE, or any other official certification organization.

3.1 Account creation: To access certain features, you must create an account with a valid email address and a secure password.

3.2 Account security: You are responsible for keeping your login information confidential. You must:

• •Choose a secure password
• •Not share your credentials with anyone
• •Notify us immediately of any unauthorized use of your account

3.3 Accuracy of information: You agree to provide accurate, complete, and up-to-date information when creating and managing your account.

4.1 Copyright: All content available on ficexamen.ca, including but not limited to questions, explanations, mock exams, text, graphics, logos, and software, is the property of ficexamen.ca or its licensors and is protected by copyright law.

4.2 License to use: We grant you a limited, non-exclusive, non-transferable, revocable license to:

• •Access the content for your personal, non-commercial use
• •Download PDF materials for your personal study (if included in your plan)

4.3 Restrictions: It is strictly prohibited to:

• ✗Reproduce, distribute, or resell our content
• ✗Share your account or access with other people
• ✗Copy, modify, or create derivative works from our content
• ✗Use bots, scrapers, or automated tools to extract our content

You agree not to:

• ✗Use the platform for illegal or unauthorized purposes
• ✗Attempt to bypass security measures or access restricted areas
• ✗Interfere with the proper functioning of the platform
• ✗Use the platform to transmit viruses, malware, or malicious code
• ✗Create multiple accounts to fraudulently benefit from free trials or promotions
• ✗Harass, threaten, or harm other users or our team

6.1 Pricing: The prices of our services are listed in Canadian dollars (CAD) and are subject to change without notice. The prices displayed at the time of purchase will be the applicable ones.

6.2 Payment: All payments are processed securely through our payment platform (Stripe). We accept major credit and debit cards.

6.3 Billing: You will receive an invoice by email after each purchase. Keep these invoices for your records.

6.4 Refunds: See our Refund Policy for applicable conditions.

Access duration to the platform depends on the plan chosen:

• •Essential: 4 months of web access
• •Complete: 12 months of web access

After your access expires, you will no longer be able to access the online content unless you renew your subscription.

8.1 Warranties: Our platform is provided "as is" without any warranty of any kind. We do not guarantee:

• •That you will pass your certification exam
• •That our content exactly reflects the questions on the real exam
• •The absence of errors or interruptions in the service

8.2 Limitation of liability: To the extent permitted by law, ficexamen.ca will not be liable for direct, indirect, incidental, special, or consequential damages resulting from your use or inability to use our services.

8.3 Results: Success on the exam depends on many personal factors. Our platform is a preparation tool, but it does not guarantee success.

Your privacy is important to us. Please see our Privacy Policy to understand how we collect, use, and protect your personal information.

10.1 By you: You may close your account at any time by contacting us. Closing your account does not automatically result in a refund.

10.2 By us: We reserve the right to suspend or terminate your account immediately, without notice or refund, if:

• •You violate these terms of use
• •You use the platform fraudulently or abusively
• •Your behavior harms other users or our platform

We reserve the right to modify these terms of use at any time. Changes take effect as soon as they are published on this page. It is your responsibility to review these terms regularly.

By continuing to use the platform after changes are published, you accept the new terms.

These terms of use are governed by the laws of the province where ficexamen.ca operates in Canada. Any dispute arising from these terms will be subject to the exclusive jurisdiction of Canadian courts.